This article is part of a series on what you should look for in your health plan.
This year, health insurance choices are complicated. We're reading about large increases in premiums and deductibles, and we know you want to make the best choice for your family and team.
The good news is that as a GDA member, you have access to the Georgia Dental Insurance Services team and a range of GDA health insurance plans that aren't experiencing the same major increase you might be seeing on the marketplace.
So, what's happening on the Georgia Health Care Exchange? We collected a few quotes to help you learn more.
“…with less competition, insurers may tighten their provider
networks and give these consumers fewer choices of hospitals and
doctors…” National Public Radio, 8/18/16
"Deductibles for individuals enrolled in the lowest-priced Obamacare health plans will average more than $6,000 in 2017, the first time that threshold has been cracked in the three years that Affordable Care Act marketplaces have been in business..." CNBC.com
"Humana sought a price increase of a whopping 65% for individual plans sold on the marketplace in 2017, while other insurers planned smaller increases ranging from 7% to 44%. Altogether, the price increases will average 32% for 2017, according to ACASignups.net." Time.com
"We could be looking at about 1 in 4 counties in the U.S. with just
one exchange insurer next year, though this could change between
now and open enrollment in November," said Cynthia Cox, associate
director for the Kaiser Family Foundation Program for the Study of
Health Reform and Private Insurance. National Public Radio
“Most hurt will be marketplace consumers in Arizona, North and
South Carolina, Georgia, and parts of Florida, where only one or two
insurers will be left when open enrollment season begins Nov. 1.”
National Public Radio
“Patients may also lose their preferred doctors and hospitals if they
sign up for plans that don't include those providers in their network
coverage. People in rural areas are most affected.” USA Today
“The state insurance department Tuesday approved an average
premium increase of 21.4 percent for BlueCross BlueShield of
Georgia for the 2017 health insurance exchange in Georgia. The
company earlier had requested an average premium of 15.1
percent, but it raised the request in the wake of Aetna’s pullout from
exchanges in Georgia and 10 other states last week.” Georgia Health
“Advocacy groups, including ... say consumers should not simply
assume their current policy is the correct option, but should shop
around during open enrollment to find the plan that suits them best.”
Georgia Health News
Christy Biddy is your Medical Benefits Coordinator, and can be reached at firstname.lastname@example.org or 404.636.7553 x113. Take a look at GDA Group Health Plans online, and complete your enrollment form at www.gadental.org/health.